Bytes and Bylines | Issue 8 | June 2025


Greetings from Grameen Foundation for Social Impact!

June 2025 was a month of momentum, milestones and meaningful impact. From advancing digital finance and agriculture to enabling women entrepreneurs and promoting girls' education, our efforts continued to create real change across communities in India.

We’d love to hear from you! Share your thoughts click here and let us know what you’d like to read in the next issue.


- Warm wishes from the GFSI team

Agriculture and Livelihood Practices

Women Agripreneurs in Godavari Harvest Digital Success Amid Monsoon Showers

As the monsoon rains refresh the fields of East and West Godavari, women Agripreneurs (AEs) are bringing a new kind of growth digital financial services to their villages.

In June 2025, the GROW team with Paynearby, trained 43 AEs on using L1 devices to offer vital banking services like cash withdrawals, money transfers, and bill payments right where farmers live. This means no more long trips to banks for basic services, especially in remote areas.

One inspiring story is of Seelaboyina Lakshmi Durga from Tupakulagudem, who runs a cashew business. Though monsoon slows her sales, she earns up to INR 7,000 a month during peak times, showing grit and steady growth.

Beyond digital services, GROW is helping AEs set up input centers, Custom Hiring Centres, and demo plots, while seeking financial support to overcome working capital challenges.

With fresh rains and fresh skills, these women are sowing the seeds for stronger, self-reliant rural communities.

A Simple Field Visit Sparked Mariyam’s Growth

During one of our regular field visits to Thimmanapalem village in East Godavari, our GROW team (RM, Financial Linkage Expert & LRP) met Mariyam, an Agripreneur making millet powder and biscuits using produce from local smallholder farmers.

As we helped her with MSME certification paperwork, we discovered she wanted to sell in local marts but couldn’t, she didn’t have an FSSAI license. Seeing her potential, we immediately stepped in, helped her gather the documents, and got the FSSAI process rolling.

Today, Mariyam proudly sells her products in local marts. Her income has grown from ₹1000 to ₹3000 and so has her confidence.

With one license and the right support at the right time, Mariyam’s small village business found a real place in the local market.

– Team GROW


Market Access eNabled by Digital Innovation (MANDI-II), Women farmers in Eastern UP and West Bengal are changing their future with the power of technology

In June, a quiet yet powerful shift took place across villages in Uttar Pradesh and West Bengal under the MANDI-II project. For years, women farmers had carried the weight of agriculture on their shoulders, performing backbreaking labor with little to ease their burden. That began to change with the introduction of women-friendly technologies (WFTs), such as pedal-operated paddy threshers, solar- and battery- operated sprayers, seed treatment drums, and mini-irrigation kits. Under the Catalyst Awards, 16 FPOs distributed these WFTs to 32 Self-Help Groups (SHGs). The technologies not only made farm work easier and faster, but also opened new income opportunities, as many SHGs began renting them out. This boosted the women’s confidence and sense of self-worth.

Under the same initiative, 35 FPOs received Catalyst Awards to turn their visions into reality, strengthening farming communities by scaling up their business plans and operations. Fourteen of these FPOs used the awards to purchase cold storage units, refrigerated vans, DSR machines, and more. These investments reduced post-harvest losses and enabled women to take on more prominent roles in the agri-value chain.

Around 400 underprivileged women farmers, who previously had limited access to quality seeds, received improved seed varieties through a special scheme under ICAR-IIVR, bringing hope for better harvests and brighter days ahead.

Behind these numbers are stories of small victories that lead to big change: reduced workloads, time saved, improved yields, and women farmers stepping into leadership roles like never before. The transformation may be quiet, but it is steady and growing stronger every day.



Anupama’s Journey Through Heat and Hurdles to Bring Women Farmers the Tools They Need

It was 42 degrees in rural Uttar Pradesh. Dust clung to the air as Anupama Verma, District Project Manager (MANDI-II), navigated bumpy village roads. Her destination was a remote Farmer Producer Organization (FPO) lay 50 kilometers away, but it might as well have been a hundred in that scorching heat.

Her mission? To ensure that the support meant for women farmers had actually translated into action on the ground.

“I often said the heat was nothing compared to the resistance we faced in the field,” Anupama later recalled with a wry smile.

In June, Anupama had made multiple field visits across Uttar Pradesh and West Bengal. The goal was to see how the FPOs who had won Catalyst Awards under MANDI-II were deploying the award monies.

At one FPO, she found that the FPOs were waiting for the delivery of women-friendly tools they had ordered using the award. At another, the equipment had been procured, but was lying unused as the women were yet to be trained. And in many places, she had to navigate layers of hesitation, logistical delays, and even misplaced paperwork as FPOs prioritized action to filing.

“It wasn’t just about providing resources,” Anupama explained. “It was about pushing through operational bottlenecks, building trust, and helping FPOs make those small, practical decisions that actually move things forward.”

She shifted her approach. Instead of enforcing deadlines, she began co-creating action plans with FPO teams, and ensured women SHG members were involved from the start. By June end, women were using pedal threshers, solar sprayers, and irrigation tools that made farming easier and faster. SHGs began renting out these tools, turning them into extra income. With patience and teamwork, the hard work was paying off, showing that with the right support, women farmers can truly change the game.

For more details, click here

Agriculture and Livelihood Practices

Sector Highlights

  • India’s monsoon arrived nationwide nine days early, with rainfall 8% above normal, boosting kharif sowing of rice, maize, and cotton. Click here
  • Livestock and fisheries emerged as key rural income drivers, with the government reporting strong growth in these allied sectors. Click here

Innovations In Digital Finance

Driving Innovation in the BC Channel to Strengthen Last-Mile Impact

When it comes to improving lives in rural India, sometimes, a small spark of innovation is all it takes to ignite big change. This June in Bhojpur, Bihar, a powerful idea took shape, turning women Business Correspondents (BCs) into frontline health champions.

On a rainy morning in June, a group of 30 Business Correspondents including 19 spirited women BC Sakhis gathered for a hands-on training session that had little to do with banking and everything to do with well-being. Armed with curiosity and the promise of impact, they were introduced to a small but mighty device called the SCANBO D8 — a portable “Health ATM” that can run 8 basic health tests on the spot.

Organised by Grameen Foundation for Social Impact (GFSI) in partnership with CDOT and Scanbo India Pvt. Ltd., the session was more than just training. It was about opening doors to better health services, to additional income, and to stronger community trust.

The women didn’t just listen instead they also practiced. They used the device on each other, learned how to explain the tests to villagers, and became confident in their ability to provide basic health screenings at their Customer Service Points (CSPs). For many of them, it was the first time they’d operated a medical device. But by the end of the day, it felt like second nature.

👣 Into the Field with Pankaj (Project Manager)

On June 19, the skies over Bhojpur, Bihar, were heavy with rain but for Pankaj, our Project Manager, the weather wasn’t a barrier. It was a backdrop to something bigger.

With just a helmet, a backpack, and determination, he set off on a motorcycle, riding over 40 kilometers across muddy, slippery roads to visit 7 women-led BC centres. His goal? To give on-ground support, answer doubts, and most importantly to show these women that someone truly believes in them.

At every stop, he was greeted with warm smiles and eager hands, ready to show their SCANBO “Health ATM” devices were now in action. Four BCs had already set them up. At three locations, villagers gathered curiously as he explained how this small device could help detect common health issues, right here in their own neighborhood.

One woman BC said, “Pehle log sirf paisa lene aate the, ab sehat ke liye bhi poochhne lage hain.” (“Earlier, people came only for banking, now they ask about health too.”)

For Pankaj, every drop of rain, every bump on the road, was worth it. By 5 PM, drenched but hopeful, he knew this wasn’t just a pilot. It was a movement in the making.

Sometimes, the biggest impact comes not from the training room but from showing up, rain or shine.

For more details, click here

Innovations in Digital Finance

Sector Highlights

  • Walmart-owned Flipkart secured an NBFC license, enabling it to directly lend to customers and sellers via its super.money app and e‑commerce platform—a landmark move changing how loans are distributed in the fintech space. Click here
  • RBI unveiled an expanded “Theme‑Neutral On‑Tap” regulatory sandbox, allowing fintech startups to continuously test innovative financial products—covering AI, blockchain, digital lending, e‑KYC, sustainable finance, and more—without waiting for specific cohorts. Click here

Special Program: Lakshyavati

Chahat’s IPS Dream Finds Wings Through the Lakshyavati Program

In the modest town of Bhandara, lives Chahat Kailash Zadekar, an 11th-grade student who recently scored an impressive 83% in her 10th board exams from Nutan Kanya School. She is an ambitious girl who’s achievements go far beyond academics.

After losing her father at a young age, Chahat was raised by her single mother, a woman of quiet strength who became her anchor. Despite financial challenges, Chahat has grown into a determined, multi-talented young woman. She balances her studies with state-level netball training, dreams of national championships, and most of all, aspires to become an IPS officer.

  • She’s already taking steps toward that goal, seeking guidance through the Lakshyavati program and actively engaging with our Grameen Block Coordinator to prepare for the Police Academy.
  • But Chahat is more than just a student or athlete. She’s an artist, a caring daughter, and a role model in her community, who’s inspiring other girls to believe in their potential.

During our home visits, coordinators Smita and Arpana visited 30 girls across Nagpur and Bhandara. Among them, Chahat’s story stood out as a powerful reminder that with resilience and the right support, even the biggest dreams can begin in the smallest corners.

Chahat’s journey is just beginning, but her courage is already changing lives.

Know more

Anjali's Inspiring Journey with Lakshyavati

Special Program: Lakshyavati

Sector Highlights

Women’s Entrepreneurship

  • Lucknow, Kanpur, and Varanasi topped Uttar Pradesh’s first Women Economic Empowerment Index, reflecting strong gains in entrepreneurship, education, employment, and safety, prompting government drives like ODOP participation and upskilling initiatives. Click here
  • Delhi University extended its single‐girl‐child quota to postgraduate programs, reserving one supernumerary seat in each of its 77 PG courses from the 2025–26 session to enhance gender equity in higher education. Click here

Grameen Foundation India News

Grameen Foundation India (GFI) is a for-profit organization that provides advisory services to organizations focused on improving the lives of underserved communities. We specialize in research, data collection, monitoring, and the application of easy-to-understand beneficiary-level data to enhance the impact of our partners. By collaborating with government entities, international institutions, and civil society organizations, including NGOs, philanthropic foundations, and corporations, we help drive sustainable, positive changes.

AgriPath

Farmbetter App and Training Connect Farmers to Smarter, Sustainable Practices

In a region where unpredictable weather swings from drought to heavy rains, extension agents are stepping up with new skills and tools. They’ve mastered the latest Farmbetter app and learned how to create vibrant farmer communities within it. A lively two-day workshop taught them video-making skills, turning complex farming tips into easy-to-follow advice farmers can access anytime.

With ongoing experiments tracking soil health and careful data collection, farmers are starting to see real change. Though early harvests were modest, lower input costs and improved practices are fueling hope for bigger, healthier yields. Continuous support, hands-on training, and digital connection mean farmers and agents aren’t facing challenges alone rather they’re growing stronger together, no matter what the weather brings.

"Earlier, I used to wait for others to guide me. Now, with video making skills, I can share my own knowledge with fellow farmers and learn from each other." - Dharmraj Singh, Parsiya, Mirzapur

For more details, click here

Spotlight

Market Access eNabled by Digital Innovation (MANDI-II)

Women Farmers on the Rise


In UP and West Bengal, women farmers are using solar sprayers, threshers, and irrigation kits, making work easier and turning tools into income by renting them out.


35 FPOs scaled up with cold storages and DSR machines, pushing ₹18 crore worth of crops to market. ₹9.5 crore in finance reached the ground.


For 400 SC/ST women, quality seeds brought a new beginning.

Quietly, women are leading a powerful shift in farming.







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Bharati Joshi · 3rd Floor, Crescent Park · Main Rd · New Delhi, Delhi 110019 · India