Bytes and Bylines | Issue 12 | October, 2025 Greetings from Grameen Foundation for Social Impact !October was a month of continued progress, another step forward in our journey toward inclusive growth. Across communities, our ongoing efforts continued to strengthen and enable communities, deepen partnerships, and drive meaningful change on the ground. Two dissemination workshops held under our agriculture initiatives created valuable spaces for learning, reflection, and collaboration, reinforcing our commitment to evidence-based action and impact. Across our focus areas like Innovations in digital finance, agriculture, women’s entrepreneurship, girls’ education, farmers, and FPOs, we continue to work to build equitable systems and lasting change. With Warm Regards, |
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Agriculture and Livelihood Practices |
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From Knowledge to Impact MANDI-II National Learning and Knowledge Dissemination Workshop Paves the Way for a More Resilient Agri Future
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As part of the Market Access eNabled by Digital Innovation in India (MANDI-II) project, supported by the Walmart Foundation, a National Learning & Knowledge Dissemination Workshop was hosted on 14 October 2025 in Lucknow, Uttar Pradesh. The workshop convened changemakers, innovators, institutions, and ecosystem actors to exchange learnings, showcase models, and explore pathways to strengthen the FPC ecosystem and enhance income and resilience for smallholder farmers, especially women. Click here Key highlights included:
The event reaffirmed a collective commitment to advancing scale, sustainability, and shared prosperity across India’s agri landscape. A heartfelt thank you to all partners, speakers, and participants for making the day a success! Know moreFor more details, click here |
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Agriculture and Livelihood Practices
Sector Highlights
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Special Program: Mariam-Lakshyavati |
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How the Mariam-Lakshyavati Program Supported Asmita Dhurve Overcome Adversity and Pursue Engineering
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Asmita Prakash Dhurve, a determined young girl from Bhandara, carries not just her dreams, but the hopes of her entire family. A few years ago, tragedy struck when her father passed away in an accident, leaving her mother to raise four daughters on a meager income. As the eldest, Asmita took on responsibilities far beyond her age, supporting her mother, guiding her younger sisters through school, and helping manage the household. Despite these challenges, she never let go of her dream: to become an engineer. In 2019, when Asmita was in the 8th standard, she began receiving a bursary of ₹500 per month from Mariam- Lakshyavati initiative of GFSI, which she used wisely for books, stationery, tuition fees, and personal hygiene products. This financial support played a crucial role in sustaining her education through the difficult years that followed. In 2024, her bursary amount was increased to ₹750 per month, further easing her educational expenses. That same year, after successfully completing her 12th standard, Asmita faced yet another hurdle. With limited family resources, affording higher education seemed almost impossible. Undeterred, she enrolled in BCA at J.D. College of Engineering and Management, moving to Nagpur to focus on her studies. She balances academics with supporting her family, helping her mother with chores and assisting her sisters with schoolwork. Beyond her responsibilities, Asmita nurtures her creativity, producing beautiful drawings that reflect her vibrant spirit and resilience. Asmita’s journey was made possible through the continuous support of the bursary, which covers tuition fees, exam fees, travel, stationery, and other essential expenses. This support has enabled her to pursue her education without sacrificing her family’s well-being. Asmita’s story is a testament to courage, perseverance, and the transformative power of support. Even in the face of hardship, she continues to rise, inspiring everyone around her with her dedication, talent, and unwavering hope. Her journey reminds us that with determination and the right support, no obstacle is too great to overcome. For more details, click here |
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Special Program: Lakshyavati
Sector Highlights
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INNOVATIONS IN DIGITAL FINANCE |
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What does it truly mean to make financial inclusion gender-transformative - not just gender-aware?
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On 13th October, 2025, GFSI facilitated Community of Practice, experts discussed how India’s Business Correspondent (BC) network can evolve from providing access to enabling agencies for rural women. Moderated by Dr. Suparna Dutta (GFSI), the panel on “Enabling Women through BC Channels: Testing Innovations for Gender-Inclusive Solutions” featured Rahul Dube (GFSI), Devyani Parameshwar (Mera Kal), and Rashmi Singh (Senior Gender Specialist). The discussion highlighted how BC networks can expand into omni-channel platforms offering multiple sectoral products & Services like, health, agriculture, insurance services amongst others resulting in strengthening revenue while addressing women’s multidimensional needs. Experts emphasized that gender inclusion must move beyond numbers to structural integration, embedding equity in product design, agent training, and institutional systems. Key Takeaways:
The panel concluded that embedding gender at every stage of innovation is key to sustainable financial inclusion, shifting from mere access to real agency.
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Vanita Anjilal Patle Enabling her Community with Health Services and Digital Solutions
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Vanita Anjilal Patle, a graduate from Karti Bujruk village in Tirora, Gondia, always dreamed of making a difference in her community. Living with her husband and two children, she initially worked as a VO Accountant, but her income was limited, and her ambitions felt restrained. In 2022, everything changed when she met Mr. Prashant Ramteke, who introduced her to Grameen Foundation for Social Impact. Inspired by its mission to enable the poor, especially women, to create a world without poverty and hunger, Vanita decided to join as a Grameen Mitra. She started by facilitating digital transactions through the GMC app, equipped with full training, a Grameen Mitra certificate, ID, banner, bag, and biometric device. With mentorship from Mr. Ramteke, her confidence and earnings steadily grew. Not stopping there, Vanita expanded her services and started selling sanitary napkins to promote menstrual hygiene in her village. Through the “Testing Innovations in the BC Channel” program of GFSI, she was introduced to the Scanbo smart health device, a non-CICO product designed to provide basic health checkups. At first, Vanita felt unsure about operating the device, but with proper training and continuous guidance, she quickly mastered it. |
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She began by introducing the Scanbo health screening services to her regular banking customers. Gradually, she expanded her outreach, organizing Bachat Gat (Self-Help Group) meetings, demonstrating the device, and collaborating with ASHA workers to reach more households, spreading awareness about preventive health checkups across her community. Her dedication paid off: in October, Vanita became the Top Performer, conducting 48 health screenings and earning an additional ₹400. Vanita’s journey is a testament to how guidance, perseverance, and self-belief can transform a woman from limited means to a community leader and changemaker. "I am truly thankful to Grameen Foundation for Social Impact for bringing such a positive change in my life," she says proudly. For more details, click here |
Innovations in Digital Finance
Sector Highlights
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Grameen Foundation India News
AgriPathAgriPath is a unique, multi-country Random Control Trial which seeks to determine the most effective extension pathway to enable adoption of sustainable land management practices (SLMP) among farmers. The project has entered an exciting phase as the evaluation results of the RCT are trickling in. Preliminary results clearly indicate that use of Digital Advisory Services (DAS) enhances SLMP adoption among farmers manifolds, as compared to the status quo or business as usual state. Further, use of agents alongside DAS (=hybrid model) is more effective than the Agent only or Self (farmer using DAS on her/his own) models in most cases. GFI, with other consortium partners and under the able guidance of ICIPE and CDE plans to complete analysis of RCT findings and disseminate the insights among public and private stakeholders, especially using the engagement platforms supported by GIZ. AgriPath Sensitisation Workshop: Turning Digital Tools into Action When policymakers, researchers, AgTech innovators, and field actors came together in Lucknow, the goal was clear: how can digital tools truly reach farmers and drive sustainable practices? The AgriPath Sensitisation Workshop focused on bridging the gap between innovation and adoption, exploring how Digital Advisory Services (DAS) can transform agriculture. Technology Meets Behavioural Change
Ms. Bharati Joshi, CEO of GFI, highlighted a simple truth: technology alone is not enough. Adoption happens when it is paired with behavioural change. Echoing this, Dr. B.P. Singh, Senior Scientist, UP Agrees, encouraged participants to rethink traditional approaches and embrace innovation in agriculture.
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Blending Digital and Field Engagement
A major highlight was AgriPath’s hybrid model, presented by Dr. H.S. Roopa, GFI. By combining digital advisory tools with on-the-ground support, the program reaches 50,000 farmers and 150 extension agents, helping them adopt practices such as Direct Seeded Rice (DSR) and precision nutrient management. Voices from the FieldReal impact was brought to life by Agri-Entrepreneurs and extension agents:
Collaboration in ActionThe workshop underscored that scaling DAS requires more than tools; it needs policies, partnerships, and inclusive design. Panelists called for:
Mr. Amber Kumar Rai, GFI, showcased the AgriPath Engagement Hub, a platform connecting farmers, FPOs, extension workers, and digital providers to co-learn, build capacity, and promote sustainable practices. The TakeawayThe AgriPath Workshop reaffirmed a powerful idea: inclusive digital ecosystems start with dialogue, alignment, and evidence-based approaches. By combining technology, behavioural change, and field insights, Digital Advisory Services can drive sustainable, nutrition-sensitive, and resilient agriculture on a scale. For more details, click here |
SpotlightMANDI-II and AgriPath are Strengthening Farming Communities Through Digital Tools and Practical SolutionsLucknow became the hub of agri-innovation as MANDI-II and AgriPath workshops showcased how digital solutions and women-led initiatives are revolutionizing India’s farms. From launching the FPC Journal and Bhumisutaa Mustard Oil to facilitating ₹85 lakh in credit and proving through multi-country trials that hybrid digital + field models dramatically boost sustainable practices, the message is clear: technology, combined with on-ground leadership, is creating resilient, inclusive, and thriving farm communities. With women farmers and extension agents at the forefront, innovation is taking root and driving real change across fields. As we celebrate these achievements, we look forward to creating even greater impact in the year ahead.
Warm regards, |
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