Grameen Foundation for Social Impact | Bytes and Bylines – Issue 14 | December 2025


Greetings from Grameen Foundation for Social Impact !

December 2025 reflected steady progress in our journey toward inclusive growth, with a continued focus on enabling entrepreneurship at the grassroots. Across communities, we strengthened initiatives that support people in building sustainable livelihoods and resilient enterprises.

From digital finance and women’s entrepreneurship to girls’ education and support for farmers and Farmer Producer Organisations (FPOs), each effort contributes to income generation, enterprise development, and long-term economic resilience. We remain deeply committed to enabling the poor, especially women, to become self-reliant entrepreneurs and create lasting pathways out of poverty and hunger.

We invite you to make a timely contribution. Your support, when it matters most, can make a meaningful difference in the lives of those who need it.

Giving is a time-tested way to create lasting impact. A single donation can improve a person’s quality of life, while consistent and repeated giving can help someone plan, rebuild, and move out of difficult life circumstances permanently.

When you donate, it is more than a financial contribution. It is a seed of hope, a source of confidence, and a step forward, made possible because you chose to support someone’s journey toward self-reliance.

🌸Support a cause that truly matters 📄 Avail tax benefits on your contribution

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Every contribution counts. Thank you for giving with purpose.


With Warm Regards,
The GFSI Team

Agriculture and Livelihood Practices

From Roots to Rise: How Established FPOs are Mentoring the Next Generation of Rural

For Farmer Producer Organisations (FPOs), productivity alone does not ensure long-term sustainability. What truly determines their ability to endure and thrive is entrepreneurial thinking, along with how well they are structured, governed, and managed as enterprises. Fit-for-purpose operational arrangements are therefore critical to the success of FPOs. In this context, Grameen Foundation for Social Impact (GFSI) has piloted a hub-and-spoke model with FPOs in Uttar Pradesh, generating valuable learnings and encouraging results.

In December, we facilitated an exposure visit for 11 youth leaders and farmers from the Chitrakoot Child Development Program, supported by the Vigyan Foundation, to GFSI’s partner FPOs in Mirzapur and Azamgarh, Uttar Pradesh. The visit enabled participants to observe the operational models of successful rural enterprises firsthand, moving beyond conventional agricultural advisory to introduce them to the principles of entrepreneurship and enterprise-led growth in rural communities.

Participants were connected with well-established FPOs in Mirzapur and Azamgarh, Uttar Pradesh, to closely observe how successful producer companies function as businesses, balancing compliance, operations, innovation, and market engagement.

At Navchetna Agro FPO in Mirzapur, the group examined the legal and administrative foundations of a producer company. They gained insights into statutory compliance, director identification, governance structures, and working capital management, all of which are essential for building sustainable enterprises. The visit also highlighted entrepreneurial diversification through initiatives such as the Mitti DIDI soil testing labs and rural tourism ventures, demonstrating how FPOs can expand beyond trading into service-led revenue models.

At Sathiyaon FPO in Azamgarh, the focus shifted to enterprise-driven value addition. Participants observed how multi-layer farming systems and small-scale processing units transform raw produce like Moringa and Amla into branded, market-ready products. This illustrated how rural enterprises can retain value at the source and strengthen farmer incomes through market-oriented approaches.

We believe that established FPOs play a vital role in mentoring emerging ones. Witnessing profitable models in action provided participants with more than technical knowledge. It offered clear evidence that rural entrepreneurship is both viable and scalable. This peer-to-peer learning bridges the gap between theory and practice and equips future leaders with practical insights as they return to Chitrakoot to build their own farmer-led enterprises.

For more details, click here

Agriculture and Livelihood Practices

Sector Highlights

  • Tech-driven irrigation initiative launched in Andhra Pradesh under PM Krishi Sinchayee Yojana to improve water efficiency and boost farmer incomes using sensors, automation, and data. Read more

  • Uttar Pradesh trained over 20 lakh farmers through the “Kisan Pathshala” program on modern farming practices and government schemes, demonstrating large-scale capacity building. Read more

Special Program: Mariam—Lakshyavati-ki-Udaan

With the right support from GFSI through the Mariam—Lakshyavati-ki-Udaan initiative, funded by the Mullins Family scholarship initiative, Payal is pursuing her dreams and passions while steadily moving toward becoming a successful entrepreneur.

Payal has always believed that education could change the course of her life.

When we first met her in 2019, she was a young student with immense potential but limited opportunities. She was eager to learn, to participate, and to grow, yet financial constraints often stood in her way. With sustained support through the Mariam- Lakshyavati initiative, Payal began actively engaging in school activities, discovering her confidence and consistently excelling in academics and competitions.

As she completed her schooling and enrolled in higher studies, her journey needed a new kind of support.

That is when the Mariam—Lakshyavati-ki-Udaan initiative, funded by the Mullins Family scholarship initiative, began supporting Payal, ensuring that her transition from school to higher education was smooth and uninterrupted. Through Mariam—Lakshyavati-ki-Udaan, she received continued assistance to manage her academic journey and focus fully on her future.

Payal chose to pursue studies in the pharmacy stream, driven by a clear vision for her future. Having seen her father’s small shop close, she now dreams of opening her own medical shop, one that can provide stability for her family and independence for herself. She is aspiring to become a successful entrepreneur.

Alongside her education, she became a mehendi artist and, side by side, developed a strong interest in weightlifting.

Through Mariam—Lakshyavati-ki-Udaan, we continue to stand beside Payal as she pursues higher education after school. The bursary helps her manage essential educational and related needs, ensuring that financial constraints do not become a barrier to her progress.

Through continued educational support and encouragement of her interests, Payal is pursuing higher studies and working towards a bright future as an entrepreneur and weightlifter.

For more details, click here

Special Program: Mariam—Lakshyavati-ki-Udaan

Sector Highlights

  1. Women Driving Progress in Education Sector

    Leadership by women in school and university systems is growing: A recent Delhi government report reveals a steady rise of women professionals steering education policy and administration. This shift helps address gender gaps and inspires girls to pursue careers in academia and leadership. Read more

  2. Major national move to boost higher education access:

    The Ministry of Education has proposed building girls’ hostels across all 800 districts of India so that long travel distances no longer disrupt higher studies. This effort expected in the upcoming national budget will help girls stay closer to colleges/universities safely and affordably and reduce dropout rates due to distance and safety concerns. Read more

  3. Girls Outperforming in Education

    Girls are excelling academically across India - not just attending schools but leading results and outperforming in board exams and competitive exams including NEET, UPSC, and other academic indicators. Read more

INNOVATIONS IN DIGITAL FINANCE

How “Testing Innovations in the BC Channel” enabled Jyoti to expand services, impact, and her entrepreneurial journey

Jyoti Gautam, a resident of Mohgaon village, lives with her husband, two children, and her mother-in-law. She has steadily built a path toward financial independence while serving her community.

Her journey began as a Business Correspondent (BC), Providing financial services within her community.

Alongside her BC role, Jyoti runs a saree-selling business and continues tailoring work. These additional ventures helped her diversify her income, strengthen her financial stability, and expand her role as an entrepreneur.

Jyoti’s work took on even greater significance when she was introduced to health Diagnostic services through the “Testing Innovations in the BC Channel” program. Understanding the importance of women’s health, she received specialized training and began creating awareness in her village while conducting health screenings. Through this initiative, she has successfully performed over 100+ health diagnostic tests and this resulted in increased earnings.

Beyond the income, Jyoti’s efforts have had a meaningful impact on her community, promoting early detection and improving health awareness among women. Her journey illustrates how innovations in the BC channel can enable rural women to achieve economic independence and become successful entrepreneurs. Jyoti’s story continues to inspire other women to step forward, embrace opportunities, and become entrepreneurs.

For more details, click here

Innovations in Digital Finance

Sector Highlights

  1. India Post’s Digital Transformation
    In December, India Post was noted for major digital transformation efforts moving beyond traditional postal services to embrace digital banking, digital ID services, and e-governance platforms that serve citizens more efficiently. This includes integrating passport services, Aadhaar services, and banking services under digital channels. Read more

  2. RBI Focus on Digital Lending
    At the end of December, the Reserve Bank of India (RBI) scheduled a Finquiry session centered on digital lending, giving fintech firms a platform to engage with the central bank on emerging business models, compliance questions, and governance issues - a sign of maturing fintech regulation. Read more


Grameen Foundation India News

Grameen Foundation India (GFI) is a for-profit organization that provides advisory services to organizations focused on improving the lives of underserved communities. We specialize in research, data collection, monitoring, and the application of easy-to-understand beneficiary-level data to enhance the impact of our partners. By collaborating with government entities, international institutions, and civil society organizations, including NGOs, philanthropic foundations, and corporations, we help drive sustainable, positive changes.

AgriPath

Under the AgriPath program, the goal is to scale sustainable agriculture by identifying, evaluating, and promoting effective pathways for digitally supported agricultural advisory services. These services enable both female and male smallholders to make informed decisions, enhancing their agricultural productivity, income, and climate resilience in a sustainable manner.

In December 2025, under AgriPath in India, meaningful progress was made in strengthening digital agriculture and rural entrepreneurship in eastern Uttar Pradesh.

The initiative expanded across more than 32 villages in Varanasi and Mirzapur, reaching over 1,000 farmers through collaborations with five Farmer Producer Organisations and two partner organisations. By strengthening access to timely agricultural advisories, AgriPath supported farmers in improving productivity while enabling them to make informed decisions as farm entrepreneurs.

A key achievement during the month was the strengthening of local extension leadership. Champion extension agents were equipped to guide farmers in using digital advisory services, helping smallholders diversify practices, manage risks, and explore income-enhancing opportunities. This shift from information access to decision-making support reinforced the role of farmers not just as cultivators, but as agri-entrepreneurs managing their own enterprises.

December also marked significant progress in research and knowledge leadership. Evidence generated through AgriPath received international recognition, with a paper titled “Reviving Indigenous Farming Knowledge in an Input-Intensive Agriculture System: Evidence from Eastern Uttar Pradesh” accepted in the journal Frontiers with an impact factor of 3.1. Another major study, “Phygital extension drives climate-resilient smallholder transitions: Evidence from a large-scale randomized trial in India,” was submitted for publication, strengthening India’s voice in global discussions on innovation-led agricultural growth.

AgriPath’s on-ground experience was further highlighted at the Food Systems Summit India 2025, held on 16–17 December. Insights from AgriPath’s randomized control trial were shared with policymakers, researchers, private sector leaders, donors, and farmer representatives, showcasing how digital and field-based extension models can empower farmers to scale their operations sustainably and improve incomes.

The month concluded with the successful completion of an Engagement Hub initiative focused on enhancing capacity and adoption of digital advisory services among agricultural agents. By strengthening this support ecosystem, AgriPath contributed to building pathways where farmers can transition from subsistence to entrepreneurial, climate-resilient farming systems.

Through expanded reach, strengthened extension leadership, and nationally and internationally recognised research, AgriPath in December 2025 demonstrated how innovation and entrepreneurship together can transform smallholder agriculture.

For more details, click here

Spotlight


Strengthening India’s Next Generation of Social Enterprises


In December, Grameen Foundation for Social Impact took a significant step toward strengthening India’s social enterprise ecosystem with the launch of Grameen NEEV, a sustainability accelerator programme developed in collaboration with the IKN Innovation Foundation at IMI Kolkata.

The programme was unveiled at the Global Investment Summit during the ISDSI Global Conference 2025, alongside leaders from academia, industry, and the startup ecosystem. The launch marked a strategic coming together of Grameen Foundation’s deep grassroots experience and IKN’s incubation and enterprise-building expertise.

Grameen NEEV is a 12-month, cohort-based accelerator supporting early- and growth-stage social enterprises working on inclusive solutions across three priority areas:

  • Climate Action and Green Livelihoods
  • Health, Nutrition, and Well-being
  • Digital and Financial Inclusion

At its core, Grameen NEEV is built on a simple belief: communities are powerful drivers of change, and the enterprises that serve them must be equipped to grow sustainably. Beyond capital, these enterprises need mentorship, market access, and strong investor linkages to move from early traction to scale.

True to its name, ‘Neev’ meaning foundation, the programme focuses on building this structural strength. By enabling social enterprises to become investment-ready and resilient, Grameen NEEV aims to unlock responsible growth and accelerate pathways toward a more equitable and inclusive future.



Warm regards,
The GFSI Team

Once a Grameenie, always a Grameenie

Hi everyone, my name is Anand. When I joined Grameen Foundation for Social Impact, I came in with curiosity and intent. Over the next 16 months, I walked with clarity, conviction, and a deep respect for what community-led entrepreneurship can truly achieve. My journey at Grameen was less about a single role and more about evolving through many, working across teams, geographies, and themes while staying anchored to a shared mission of inclusion and dignity. From Delhi NCR to Andhra Pradesh, I had the opportunity to engage closely with women entrepreneurs, agri-entrepreneurs, field teams, donors, and partners. Each interaction reshaped my understanding of what sustainable impact really looks like on the ground.

A large part of my work focused on strengthening women-led micro and agri-enterprises, supporting them not just to survive, but to grow with confidence. I worked on business growth interventions for over 400 women entrepreneurs, supported rural women in building village-level agri-marketing enterprises serving thousands of farmers, and helped design ecosystem-level engagements that brought CSR donors, philanthropies, and grassroots realities into the same conversation. Leading and learning alongside a team of passionate Local Resource Persons, and being mentored by supervisors with diverse leadership styles, taught me that entrepreneurship in the social sector is as much about empathy and trust as it is about numbers and strategy.

What I value most from my time at Grameen is learning to work with empathy, integrity, and responsibility. I saw firsthand how real impact is created on the ground by listening to communities, respecting local voices, and communicating with sensitivity. This exposure helped me grow not just professionally, but personally, strengthening my confidence, leadership, and ability to collaborate across diverse teams.

What Grameen gave me, beyond skills and experience, was perspective. I learned how language can bridge distance, how systems thinking can unlock scale, and how patient, community-first approaches create change that lasts. Most importantly, I experienced the power of people. Conversations in corridors, debates over field insights, shared laughter after long days, and friendships that will stay with me well beyond my time here. As I move on, I carry forward Grameen’s values, lessons, and belief in inclusive growth, deeply grateful for a journey that has shaped both my professional path and my worldview.

Anand Iyer








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